15 Best SBI Mutual Funds for 2019 – Top Rated Funds For You
|SBI has different mutual funds with different risk and returns factors. Among them, some have a low risk, some have moderate and some have high-risk factors.
Depending on the risk factor, the average return rate also changes. This means the high-risk funds returns the maximum average compared to low-risk funds.
SBI Mutual funds are among the best funds available on the market because it has high authority and branding.
If you are wondering where you should invest the money then you are in the right place. Here are the Best SBI Mutual Funds for you for the year 2019 and above.

Contents
- 1 What you will get on this article
- 1.1 The fund details you will get on the list –
- 1.2 15 Best SBI Mutual Funds for 2019
- 1.2.1 1. SBI Nifty Index Fund – Direct-Growth
- 1.2.2 2. SBI Magnum Constant Maturity Fund – Direct-Growth
- 1.2.3 3. SBI Magnum Medium Duration Fund – Direct-Growth
- 1.2.4 4. SBI Consumption Opportunities Fund – Direct-Growth
- 1.2.5 5. SBI Banking & Financial Services Fund – Direct-Growth
- 1.2.6 6. SBI Multi-Asset Allocation Fund – Direct-Growth
- 1.2.7 7. SBI Equity Hybrid Fund – Direct-Growth
- 1.2.8 8. SBI Magnum Multi-Cap Fund – Direct-Growth
- 1.2.9 9. SBI Focused Equity Fund – Direct-Growth
- 1.2.10 10. SBI Large and Midcap Fund – Direct-Growth
- 1.2.11 11. SBI Magnum Children’s Benefit Fund – Direct-Growth
- 1.2.12 12. SBI Magnum Equity ESG Fund – Direct-Growth
- 1.2.13 13. SBI Banking & PSU Fund – Direct-Growth
- 1.2.14 14. SBI Debt Hybrid Fund – Direct-Growth
- 1.2.15 15. SBI Technology Opportunities Fund – Direct-Growth
- 1.3 You May Also Like
- 1.4 Conclusion
What you will get on this article
Here we have listed the mixture of all the best funds of SBI available on the market. Depending upon their returns and risk factor we have arranged the funds.
We have also listed the fund’s returns for the last 1 year, 3 years and 5 years.
The fund details you will get on the list –
- Returns of the funds for the last 1, 3 and 5 years.
- Pros and Cons of the funds.
- Risk of the fund.
- NAV value and Size of the fund.
- Minimum SIP amount to invest.
- Fund Starting date.
- Holdings (Companies) of the fund where it invests the money.
- Expense Ratio of the fund etc.
If you are a first-time investor then, we always recommend you invest the money on a nifty 50 index direct growth funds because it invests the money on the top 50 companies and also it returns depend on our economy.
So if one or two companies lose money then others are there to save you.
15 Best SBI Mutual Funds for 2019
Here we have listed all the funds by examing the last five year returns. Also, Direct-Growth means, you can invest in the fund directly without an agent. The benefit of investing without an agent helps you to get extra returns in the future due to no hidden fees.
1. SBI Nifty Index Fund – Direct-Growth
This fund is in the top of the list because this fund has a holding of 50 top companies. Also, the chance of losing money becomes almost nil, if invested for the long term.
SBI Nifty Index Fund is an open-ended equity scheme that invests in the stocks comprises of Nifty 50 index funds.
Now, let us see all the features of SBI Nifty Index Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 0.25%
- Size of the Fund – ₹348 Crores
- Fund Incepted Date – 17th January 2002
- Fund Started Date – 1st January 2013
Returns –
- Last One year return – 13.50%
- Last Three years return – 15.70%
- Last Five years return – 12.60%
- Since its inception – 14.05%
Pros And Cons –
The expense ratio is less. | The fund size is lower than 500 crores. Watch the expense ratio before investing. |
The last 1 year returns are higher than the benchmark. | The last 5 years’ return is lower than the benchmark. |
The risk of investing is lower. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
HDFC Bank Limited | Financial | 10.10% |
Reliance Industries Limited | Energy | 9.50% |
Housing Limited. | Financial | 7.20% |
Infosys Limited | Technology | 6.50% |
ITC Limited | FMCG | 5.40% |
ICICI Bank Limited | Financial | 5.30% |
Tata Consultancy Services Limited | Technology | 4.80% |
Kotak Mahindra Bank Limited | Financial | 3.80% |
Larsen & Toubro Limited | Construction | 3.70% |
Axis Bank Limited | Financial | 2.90% |
Equity Allocation Figure

2. SBI Magnum Constant Maturity Fund – Direct-Growth
SBI Magnum Constant Maturity Fund is an open-ended fund that predominantly invests in Government Securities which has a constant maturity of 10 years.
Now, let us see all the features of SBI Magnum Constant Maturity Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately Low
- Expense Ratio of the Fund – 0.34%
- Size of the Fund – ₹359 Crores
- Incepted Date – 31st December 2000
- Fund Started Date – 2nd January 2013
Returns –
- Last One year return – 10.20%
- Last Three years return – 9.60%
- Last Five years return – 10.20%
- Since its Inception – 7.98%
Pros And Cons –
The expense ratio is lower. | The last 1 year returns are lower than the benchmark. |
The last 3 years and 5 years’ returns of the fund are higher than the benchmark. | |
The exit load is zero. |
Top Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
GOI | Sovereign | 67.60% |
GOI | Sovereign | 15.50% |
GOI | Sovereign | 11.50% |
Others | Others | 05.50% |
Equity Allocation Figure

3. SBI Magnum Medium Duration Fund – Direct-Growth
SBI Magnum Medium Duration Fund is an open-ended medium-term Debit Scheme that invests in a portfolio which has Macaulay duration between 03 and 04 years.
Now, let us see all the features of SBI Magnum Medium Duration Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderate
- Expense Ratio of the Fund – 0.62%
- Size of the Fund – ₹1620 Crores
- Incepted Date – 12th November 2003
- Fund Started Date – 28th January 2013
Returns –
- Last One year return – 7.80%
- Last Three years return – 10.10%
- Last Five years return – 11.00%
- Since its Inception – 7.87%
Pros And Cons –
The last 5 years of returns are average. | It is a medium duration fund so the average maturity period is 3 to 4 years. |
The expense ratio is | |
The market size is less than 5000 crores which |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Instrument | Total Assets |
GOI | Sovereign | GOI SEC | 16.10% |
State Bank Of India | Financial | NCD | 9.80% |
Muthoot Finance Limited | Financial | Debenture | 6.80% |
Aditya Birla Retail Limited | Financial | Debenture | 5.40% |
GOI | Sovereign | GOI Sec | 3.40% |
Emami Realty Limited | Construction | Debenture | 3.30% |
L & T Vadodara Bharuch Tollway Limited | Construction | Debenture | 3.20% |
Indostar Capital Finance Pvt. Lmt. | Financial | NCD | 3.10% |
REC Limited | Financial | Debenture | 3.10% |
Tata Power Renewable Energy Limited | Engineering | SO | 3.00% |
Equity Allocation Figure

4. SBI Consumption Opportunities Fund – Direct-Growth
SBI Consumption Opportunities Fund is an open-ended equity scheme that invests in Equities and its related securities in Consumption Space.
Now, let us see all the features of SBI Magnum Constant Maturity Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – High
- Expense Ratio of the Fund – 1.48%
- Size of the Fund – ₹694 Crores
- Inception Date – 14th July 1999
- Fund Started Date – 1st January 2013
Returns –
- Last One year return – 2.00%
- Last Three years return – 17.40%
- Last Five years return – 16.30%
- Since its Inception – 15.23%
Pros And Cons –
Pros | Cons |
The last One year return of the fund is higher than the benchmark. | The AUM value is less than 500 crores so check the expense ratio when it is low. |
The last 3 years and 5 years’ returns of the fund are higher than the benchmark. | As compared to the benchmark the fund risk is high. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
ITC Limited | FMCG | 8.60% |
Asian Paints Limited | Chemicals | 7.60% |
Nestle India Limited | FMCG | 7.30% |
Colgate Palmolive (India) Limited | FMCG | 7.30% |
Sheela Foam Limited | Textiles | 6.10% |
Indian Hotels Company Limited | Services | 6.00% |
Jubilant Food Works Limited | Services | 5.50% |
Marico Limited | FMCG | 5.20% |
Havells India Limited | Engineering | 3.50% |
Hawkings Cookers Limited | Cons Durable | 3.10% |
Equity Allocation Figure

5. SBI Banking & Financial Services Fund – Direct-Growth
SBI Banking & Financial Services Fund is an open-ended Equity Scheme that predominantly invests in the Banking and Financial Sector.
Now, let us see all the features of SBI Banking & Financial Services Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – High
- Expense Ratio of the Fund – 1.65%
- Size of the Fund – ₹632 Crores
- Incepted Date – 26th February 2015
- Fund Started Date – 26th February 2015
Returns –
- Last One year return – 23.00%
- Last Three years return – 28.00%
- Last Five years return – NA
- Since its Inception – 14.20%
Pros And Cons –
Pros | Cons |
As compared to the benchmark the fund risk is low. | The AUM value of the fund is less than 500 crores so check the expense ratio when it is low. |
The last one year and three years returns of the fund are higher than the benchmark. | It is a new fund whose age is less than 5 years. |
Top 10 Holdings of the Fund –
Name of Companies | Total Assets |
HDFC Bank Limited | 13.60% |
ICICI Bank Limited | 13.10% |
Axis Bank Limited | 10.60% |
Kotak Mahindra Bank Limited | 9.70% |
State Bank Of India | 9.70% |
PNB Housing Finance Limited | 6.90% |
AU Small Finance Bank Limited | 6.30% |
Muthoot Capital Services Limited | 5.30% |
Bajaj Finance Limited | 3.80% |
Bandhan Bank Limited | 3.60% |
Equity Allocation Figure

6. SBI Multi-Asset Allocation Fund – Direct-Growth
SBI Multi-Asset Allocation Fund is an open-ended scheme that predominantly invests in Debt, Gold, Equity or any Gold-related investments.
Now, let us see all the features of SBI Multi-Asset Allocation Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderate
- Expense Ratio of the Fund – 1.03%
- Size of the Fund – ₹294 Crores
- Incepted Date –21st December 2005
- Fund Started Date – 15th March 2013
Returns –
- Last One year return – 4.60%
- Last Three years return – 8.30%
- Last Five years return – 10.40%
- Since its Inception – 7.61%
Pros And Cons –
Pros | Cons |
The risk of the fund is comparatively lower than the benchmark. | The AUM value of the fund is less than 500 crores so check the expense ratio when it is low. |
The last one year, three years and five years returns of the fund are lower than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Instrument | Total Assets |
GOI | Sovereign | GOI SEC | 11.10% |
Financial | CD | 8.30% | |
Shapoorji Pallonji Company Limited | Construction | CP | 7.80% |
STCI Finance Limited | Financial | CP | 7.00% |
Axis Bank Limited | Financial | CD | 7.00% |
Small Industries Development Bank Of India Limited | Financial | CD | 5.70% |
Indus Towers Limited | Construction | CP | 5.60% |
Kotak Mahindra Investments Limited | Financial | CP | 4.20% |
Reserve Bank Of India | Financial | T-Bills | 3.50% |
TGS Investment And Trade Private Limited | Others | CP | 2.80% |
Equity Allocation Figure

7. SBI Equity Hybrid Fund – Direct-Growth
SBI equity hybrid fund is an open-ended Hybrid Scheme that predominantly invests in equity and equity-related instruments.
Now, let us see all the features of SBI Equity Hybrid Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 1.32%
- Size of the Fund – ₹27907 Crores
- Incepted Date – 31st December 1995
- Fund Started Date – 1st January 2013
Returns –
- Last One year return – 10.40%
- Last Three years return – 13.60%
- Last Five years return – 16.40%
- Since its Inception – 15.66%
Pros And Cons –
Pros | Cons |
The last three years and five years of returns of the fund are higher than the benchmark. | The AUM value of the fund is more than 20000 crores. So when AUM crosses such value then the returns become lower as the fund becomes saturated. |
Last year’s return of the fund is lower than the benchmark. | |
The risk of the fund is comparatively higher than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Instrument | Total Assets |
HDFC Bank Limited | Financial | Equity | 6.80 |
GOI | Sovereign | GOI SEC | 5.90% |
State Bank Of India | Financial | Equity | 3.60% |
Kotak Mahindra Bank Limited | Financial | Equity | 3.20% |
ICICI Bank Limited | Financial | Equity | 3.10% |
Bharti Airtel Limited | Communication | Equity | 3.00% |
GOI | Sovereign | GOI SEC | 2.70% |
Interglobe Aviation Limited | Services | Equity | 2.50% |
TATA Consultancy Services Limited | Technology | Equity | 2.40% |
Infosys Limited | Technology | Equity | 2.20% |
Equity Allocation Figure

8. SBI Magnum Multi-Cap Fund – Direct-Growth
SBI Magnum Multicap Fund is an open-ended Equity Scheme that predominantly invests across the Large Cap, Mid Cap, Small Cap Stocks.
Now, let us see all the features of SBI Magnum Multi-Cap Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 1.16%
- Size of the Fund – ₹6455 Crores
- Inception Date – 29th September 2005
- Fund Started Date – 4th January 2013
Returns –
- Last One year return – 7.60%
- Last Three years return – 15.60%
- Last Five years return – 19.70%
- Since its Inception – 12.20%
Pros And Cons –
Pros | Cons |
The risk of the fund is comparatively lower than the benchmark. | The fund age is less than 5 years. |
The last one year, three years and five years returns of the fund are higher than the benchmark. | |
The fund expense ratio is low. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
HDFC Bank Limited | Financial | 7.00% |
Infosys Limited | Technology | 3.80% |
Indian Oil Corporation Limited | Energy | 3.40% |
ICICI Bank Limited | Financial | 2.90% |
Kotak Mahindra Bank Limited | Financial | 2.90% |
Bharti Airtel Limited | Communication | 2.40% |
Gujarat State Petronet Limited | Energy | 2.20% |
Tech Mahindra Limited | Technology | 2.20% |
Colgate Palmolive India Limited | FMCG | 2.20% |
Equitas Holdings Limited | Financial | 2.10% |
Equity Allocation Figure

9. SBI Focused Equity Fund – Direct-Growth
SBI Focused Equity Fund is an open-ended Equity Scheme which invests across the Multicap Space with a maximum limitation of 30 stocks.
Now, let us see all the features of SBI Focused Equity Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 1.30%
- Size of the Fund – ₹3580 Crores
- Inception Date – 11th October 2004
- Fund Started Date – 1st January 2013
Returns –
- Last One year return – 9.00%
- Last Three years return – 17.10%
- Last Five years return – 19.90%
- Since its Inception – 19.79%
Pros And Cons –
Pros | Cons |
The risk of the fund is comparatively lower than the benchmark. | There are no cons found so far. |
The last one year, three years and five years returns of the fund are higher than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
HDFC Bank Limited | Financial | 8.80% |
Procter & Gamble – Hygiene and Health Care Limited | FMCG | 7.50% |
Great Eastern Shipping Company Limited | Services | 4.80% |
Divi’s Laboratories Limited | Healthcare | 4.70% |
Solar Industries India Limited | Chemicals | 4.70% |
Kirloskar Oil Engines Limited | Automobile | 4.60% |
Techno Electric & Engineering Company Limited (Merged) | Construction | 4.30% |
Elgi Equipments Limited | Engineering | 4.30% |
Gruh Finance Limited | Financial | 4.30% |
Westlife Development Limited | Services | 4.10% |
Equity Allocation Figure

10. SBI Large and Midcap Fund – Direct-Growth
SBI Large and Midcap Fund is an open-ended Equity Scheme that predominantly invests in both Large-cap and Midcap stocks.
Now, let us see all the features of SBI Large and Midcap Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 1.59%
- Size of the Fund – ₹2322 Crores
- Inception Date – 28th February 1993
- Fund Started Date – 1st January 2013
Returns –
- Last One year return – 7.70%
- Last Three years return – 14.80%
- Last Five years return – 17.20%
- Since its Inception – 14.34%
Pros And Cons –
Pros | Cons |
The last five years’ returns of the fund are higher than the benchmark. | The last one year returns of the fund are lower than the benchmark. |
The risk of the fund is comparatively higher than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
ICICI Bank Limited | Financial | 6.100% |
HDFC Bank Limited | Financial | 5.200% |
Bharti Airtel Limited | Communication | 4.80% |
State Bank of India | Financial | 4.20% |
Jubilant FoodWorks Limited | Services | 4.10% |
Sheela Foam Limited | Textiles | 3.90% |
Mahindra & Mahindra Financial Services Limited | Financial | 3.60% |
Tech Mahindra Limited | Technology | 3.30% |
Reliance Industries Limited | Energy | 3.20% |
ITC Limited | FMCG | 3.20% |
Equity Allocation Figure

11. SBI Magnum Children’s Benefit Fund – Direct-Growth
SBI Magnum Children’s Benefit Fund is an open-ended fund that invests for children for their future. It has a lock-in period for at least 5 years or whenever the child attains its majority age.
Now, let us see all the features of SBI Magnum Children’s Benefit Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 1.42%
- Size of the Fund – ₹62 Crores
- Inception Date – 21st February 2002
- Fund Started Date – 4th January 2013
Returns –
- Last One year return – 5.80%
- Last Three years return – 14.70%
- Last Five years return – 16.10%
- Since its Inception – 10.62%
Pros And Cons –
Pros | Cons |
The last one year, three years and five years returns of the fund are higher than the benchmark. | The AUM value of the fund is less than 500 crores so check the expense ratio when it is low. |
The risk of the fund is comparatively higher than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Instrument | Total Assets |
REC Limited | Financial | Bonds/NCD | 8.600% |
Reliance Home Finance Limited | Financial | Debenture | 5.10% |
Corporation Bank | Financial | Debenture | 4.70% |
Hindalco Industries Limited | Metals | Bonds/NCD | 4.50% |
State Bank of India | Financial | Bonds | 4.40% |
Manappuram Finance Limited | Financial | Debenture | 3.50% |
Floreat Investments Limited | Financial | Debenture | 3.50% |
Indostar Capital Finance Private Limited | Financial | Debenture | 3.50% |
Sharda Solvent Limited | FMCG | Debenture | 3.10% |
Allahabad Bank | Financial | Debenture | 2.60% |
Equity Allocation Figure

12. SBI Magnum Equity ESG Fund – Direct-Growth
SBI Magnum Equity ESG Fund is an open-ended Equity Scheme that invests in companies that follow the Education Guarantee Scheme (EGS) Theme.
Now, let us see all the features of SBI Magnum Equity ESG Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderately High
- Expense Ratio of the Fund – 1.53%
- Size of the Fund – ₹2104 Crores
- Inception Date – 1st January 1991
- Fund Started Date – 1st January 2013
Returns –
- Last One year return – 14.20%
- Last Three years return – 13.90%
- Last Five years return – 15.10%
- Since its Inception – 14.34%
Pros And Cons –
Pros | Cons |
The last three years and five years of returns of the fund are higher than the benchmark. | The last one year returns of the fund are lower than the benchmark. |
The risk of the fund is comparatively lower than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
HDFC Bank Limited | Financial | 9.70% |
Reliance Industries | Energy | 7.60% |
ICICI Bank Limited | Financial | 6.30% |
Infosys Limited | Technology | 6.00% |
Kotak Mahindra Bank Limited | Financial | 5.60% |
State Bank of India | Financial | 4.70% |
Bharti Airtel Limited | Communication | 4.20% |
HCL Technologies Limited | Technology | 4.00% |
Indian Oil Corporation Limited | Energy | 3.60% |
Hindustan Zinc Limited | Metals | 3.50% |
Equity Allocation Figure

13. SBI Banking & PSU Fund – Direct-Growth
SBI Banking & PSU Fund is an open-ended Debit Scheme that predominantly invests in various debt-related instruments of Public Sector Undertakings, Banks, Public Financial Institutions and Municipal bodies.
Now, let us see all the features of SBI Banking & PSU Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderate
- Expense Ratio of the Fund – 0.30%
- Size of the Fund – ₹1658 Crores
- Inception Date – 9th October 2009
- Fund Started Date – 7th January 2013
Returns –
- Last One year return – 8.500%
- Last Three years return – 8.00%
- Last Five years return – 8.70%
- Since its Inception – 7.93%
Pros And Cons –
Pros | Cons |
The fund has a lower expense ratio. | The risk of the fund is comparatively higher than the benchmark. |
The last three years’ returns of the fund are higher than the benchmark. | |
The exit load of the fund is also zero. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Instrument | Total Assets |
Axis Bank Limited | Financial | CD | 7.80% |
Tata Realty and Infrastructure Limited | Construction | CP | 7.10% |
NUVOCO Vistas Corporation Limited | Construction | Debenture | 4.00% |
Gruh Finance Limited | Financial | Debenture | 3.90% |
Indiabulls Housing Finance Limited | Financial | Debenture | 2.90% |
Power Finance Corporation Limited | Financial | Debenture | 2.60% |
Shriram City Union Finance Limited | Financial | CP | 2.60% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 2.60% |
Housing Development Finance Corporation Limited | Financial | Bonds | 2.60% |
Shriram Transport Finance Corporation Limited | Financial | Debenture | 2.60% |
Equity Allocation Figure

14. SBI Debt Hybrid Fund – Direct-Growth
SBI Debt Hybrid Fund is an open-ended Hybrid Scheme that predominantly invests in the Debt Instruments.
Now, let us see all the features of SBI Debt Hybrid Fund –
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – Moderate
- Expense Ratio of the Fund – 0.98%
- Size of the Fund – ₹1226 Crores
- Inception Date – 9th April 2001
- Fund Started Date – 7th January 2013
Returns –
- Last One year return – 5.00%
- Last Three years return – 8.60%
- Last Five years return – 10.50%
- Since its Inception –7.83%
Pros And Cons –
Pros | Cons |
The last three years and five years of returns of the fund are higher than the benchmark. | The last one year returns of the fund are lower than the benchmark. |
The risk of the fund is comparatively higher than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Instrument | Total Assets |
GOI | Sovereign | GOI SEC | 12.20% |
GOI | Sovereign | GOI SEC | 8.60% |
Reliance Industries Limited | Construction | NCD | 4.60% |
Allahabad Bank | Financial | Debenture | 3.10% |
GOI | Sovereign | CGL | 3.10% |
GOI | Sovereign | GOI SEC | 3.00% |
IndusInd Bank Limited | Construction | CD | 2.90% |
Muthoot Finance Limited | Financial | Debenture | 2.50% |
Hindalco Industries Limited | Financial | Bonds/NCD | 2.30% |
Manappuram Finance Limited | Others | Debenture | 1.90% |
Equity Allocation Figure

15. SBI Technology Opportunities Fund – Direct-Growth
SBI Technology Opportunities Fund is an open-ended Equity Scheme that predominantly invests in the Technology and its Related Sectors.
Now, let us see all the features of the SBI Technology Opportunities Fund.
Details of the Fund –
- Minimum Amount to Start a SIP – ₹500 and Minimum Lumpsum Amount – ₹5000
- Risk of the Fund – High
- Expense Ratio of the Fund – 1.93%
- Size of the Fund – ₹146 Crores
- Inception Date – 14th July 1999
- Fund Started Date – 9th January 2013
Returns –
- Last One year return – 19.60%
- Last Three years return – 13.30%
- Last Five years return – 14.30%
- Since its Inception – 13.56%
Pros And Cons –
Pros | Cons |
The risk of the fund is comparatively lower than the benchmark. | The AUM value of the fund is less than 500 crores so check the expense ratio when it is low. |
The last three years and five years of returns of the fund are higher than the benchmark. |
Top 10 Holdings of the Fund –
Name of Companies | Sector of Investment | Total Assets |
Infosys Limited | Technology | 29.20% |
Tata Consultancy Services Limited | Technology | 11.50% |
Tech Mahindra Limited | Technology | 10.40% |
Cyient Limited | Technology | 9.50% |
Larsen & Toubro Infotech Limited | Technology | 7.20% |
Cognizant Technology Solutions Corporation | Technology | 5.8% |
Persistent Systems Limited | Technology | 5.70% |
HCL Technologies Limited | Technology | 4.40% |
Info Edge (India) Limited | Services | 3.90% |
Newgen Software Technologies Limited | Technology | 3.40% |
Equity Allocation Figure

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Conclusion
So you have seen the 15 Best SBI Mutual Funds listed above. We have not arranged the funds serially with returns only. So check each and every fund and check the top holdings and expense ratio.
So these 15 best Sbi mutual funds are arranged in a mixture of returns, risk factors, pros, and cons, etc.
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